Oh this is such a sinister trap that's used way too often anymore, yeaaaah.
The whole point is to start the subscription, which is initiated with your free trial, but then it is silently set to auto-renew by default, hence why they need your card. Once the free trial is over, that renewal fee...
Do pointless software updates count?
I probably could think harder but my default complaint is either gonna be about software updates/loss of compatibility, or apple removing their DANG headphone jack. :@