Card or Cash?

[Dio]

How do you prefer to pay for items and what do you use the majority of the time?

 

[Beauts]

I try to pay by cash because then I won't overspend but 99% of the time I have no cash and use my card

 

[Batman]

I almost always use cash. I have a debit card but I don't use it very often.

 

[Dio]

I prefer to use card mostly, it is easier when you use contactless payment and when ordering online it is the only option. I dont really do many activities that require me to pay with cash but I do take some with me everywhere just in case.

 

[Justac00lguy]

I really hate using my debit card since that's my money that I'm using to get to New Zealand, I try to keep that money separate since I have another bank account (my student one) where I have most of the money that I deem semi-disposable. I don't have all that much in the student one though since I drew it all out in cash.

 

[Jimmu]

I use card wherever I can as I don't feel comfortable carrying around much cash and risking loosing it or having it stolen when there is no need for that. I just carry a small amount of cash for the odd places that still don't accept card.

 

[Vanessa28]

Always my card. I never carry cash with me. I don't want to risk to get it stolen from me plus almost all stores prefer payment by cards. The only time I would need cash is at work if I want to buy a coke which I never do anyways.

 

[Curmudgeon]

almost exclusively card. cash doesn't have a rewards program. i'm not one to spend more than $100 a month on non-essential expenses unless i've planned for them anyway so i never charge more than i can pay for at the end of the month when the statement arrives.

 

[Kyru]

I believe in cash>card, however the whole losing your wallet having it get stolen argument is a good and valid reason to be skeptical of carrying a lot of cash. Also, cash makes that wallet uncomfortably fat. The idea that I usually keep cash off my books makes it disposable to myself.

 

[Terminus]

I like using cash, mainly because it's nice to have a tangible reminder that I'm actually spending money. The only downside is that the US coin system gives far too many worthless coins so I end up losing some money by losing track of change.

 

[Curmudgeon]

I like using cash, mainly because it's nice to have a tangible reminder that I'm actually spending money. The only downside is that the US coin system gives far too many worthless coins so I end up losing some money by losing track of change.

i have a giant mug i toss loose change in on my dresser. when it fills, i take it to the bank where they have an automated coin counter that deposits the total into your account.

 

[Mudora]

I prefer cash, as I know for sure exactly how much I have, and know for a fact that it won't be denied. I use my card as well, but there's always that unnecessary fear of embarrassment.

 

[Mamono101]

I tend to pay by card a lot more, but I do prefer to pay in cash. I'm far less likely to blow my budget if I can see it and know exactly how much I have left to spend.

 

[Stitch]

I pay with cash if I have any, but I use my card most of the time because I do a lot of my shopping online.

 

[Mrtorch]

I pay with cash when I have it and pay with a card when I don't have cash.